Piggy
About PiggyBank
18+ and UK residents. Subject to status and affordability.
PiggyBank is a trading name of PB Loans Limited, a lender authorised and regulated by the Financial Conduct Authority under firm reference number 704303.
We do one thing: small loans between £100 and £500, repaid over ten weeks, collected from you. We are the lender — we’re not a broker, we don’t pass your details to other lenders, and nobody pays us a commission for introducing you anywhere.
What we believe about lending
Small and finishable beats big and open-ended
Ten weeks. A finish date you can see.
One price, published
Sixty pence for every pound, at every amount, on every loan.
A decline is a service
If the payments wouldn’t have worked, saying no is the useful thing to do.
Arrears are a conversation
The moment a customer starts avoiding us, everyone loses. We would rather hear about a problem in week three than in month six.
Things we don’t do
- We don’t roll loans over or extend them to keep interest running.
- We don’t run more than one loan per customer at a time.
- We don’t offer you a top-up you haven’t asked for.
- We don’t sell or pass on your details.
- We don’t broker. We lend our own money and we’re responsible for it.
The regulated bit
PB Loans Limited, company number 07816419, registered in England and Wales. Registered office: 167-169 Great Portland Street, 5th Floor, London, England, W1W 5PF.
Authorised and regulated by the Financial Conduct Authority, FRN 704303. Check us on the Financial Services Register at register.fca.org.uk.