Money worries and free help

Priority bills, free debt advice, Breathing Space and what to do if you cannot pay.

What to do if you cannot afford your loan repayments
Struggling with loan repayments? What your lender must do under FCA rules, how to ask for help, where to get free advice and how to complain if it goes wrong.
Where to get free debt advice in the UK
Free, confidential debt advice from MoneyHelper, StepChange, National Debtline and Citizens Advice, with phone numbers, opening hours and what they can do.
Which bills to pay first when money is tight
Some debts can cost you your home, your energy supply or a court summons. How to tell priority debts from the rest, and where to get free help today.

Guides